Chief Human Resources Officer on call for small business and Financial Coach to "Main Street America".

Today's issues are broader than ever--topics that once were the responsibility of the individual, family, society or government. A wide variety of topics are impacting American society from community services to fitness and wellness. As Americans continue to recover from the financial downfall that began in late 2008, one issue needs a loud voice--FINANCIAL LITERACY.

April is National Financial Literacy Month, and it is fitting to say "Americans are ready to rebuild".…

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Feb. 21-28, 2010 is "America Saves Week. Energize your New Years resolution to build wealth not debt in 2010. Develop a plan that has your money working for you today.

"We must not let our rulers load us with perpetual debt." Thomas Jefferson, letter to Samuel Kercheval, 1816

This quote was in today's Patriot Post (www.patriotpost.us). The warning from the past is echoing across the country but our elected leaders in D.C. seem not to be listening. Can we afford to ignor history?

Develop saving strategies to eliminate debt in 2010. Tips for the new year:



1. Avoid Debt--most importantly, think twice before adding debt. Pay off debt as quickly as possible.



2. Supplement Income or Cut Costs--Look for additional income



3. Pay off High Cost Debts--develop a debt elimination plan, learn the secret of debt "snowballing"



Source is one of my favorite sites: www.americasaves.org.



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1. Long-term compounding cna help your nest egg grow



2. Endure short-term pain for long-term gain



3. Spread your wealth throught asset allocation



4. Consider liquidity in your investment choices



5. Dollar cost averaging: investing consistently and often



6. Buy and hold, don't buy and forget



A successful investor maximizes gain and minimizes loss. Very basic principle but as we saw in 2009 can be a difficult process. Are you ready… Continue