Mark Howard's Page

The people who most need lower premiums bought plans without great coverage. Those are the folks whose premiums will go up the most first.

Health reform mandates that insurance companies add coverage. Many people thought that increased coverage wouldn't cost them anything. Politicians set up that belief in many ways. Maybe it would be paid for by the overpaid CEO, or preventive care saves enough money that it won't cost anything (fiction). Preventive care saves money on the one…

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A robber was shot and killed by a grocery store employee Sunday after the robber pointed a gun at a customer and her baby, police said.



The shooting happened at 8:50 p.m. at Tienda Suarez, 6240 W. 34th St.





Indianapolis Metropolitan Police Department Sgt. Matthew Mount said the robber, brandishing a handgun, corralled all the customers into one part of the store. When the robber pointed the gun at a woman and her child, an employee shot him. The man was taken to… Continue

Most people are so used to copay plans that they don’t consider what the value of the copay is.

Here is what I see most commonly, a copay on a Dr visit for individual health insurance only covers the cost of the ‘office visit charge’, nothing else.

That is not the same as group insurance.

Most good PPO networks mean your Dr office visit charge is the $50 range. So a Dr. visit office charge copay of $25-$45 doesn’t save you a lot of dollars.

Most importantly, what the copay… Continue